The struggle
Owner-led businesses in the $1M–20M range, juggling growth, payroll, and lending conversations while feeling overwhelmed by the numbers.
Principled financial leadership for owner-led businesses.
Bringing clarity, discipline, and calm to your numbers so you can focus on building the business instead of wrestling with spreadsheets.
Leadership for owner-led businesses: clarity, discipline, and calm.
At a glance: the journey from wrestling with spreadsheets to having a steady, trusted financial voice in your business.
The guidance
Principled, independent financial leadership—tightening operations, clarifying cash flow, and focusing on the metrics that actually matter.
The outcome
You spend more time leading the business and less time wrestling with spreadsheets, with clearer decisions around cash, profit, and growth.
Who we serve
My work as a fractional CFO is best suited for owner-led or closely held businesses that want a clear, honest view of their finances and a practical plan—not jargon or endless dashboards.
Growing, but feeling “stretched”
Revenue is up, the team is busy, but you’re not sure where the profit is going—or if the growth is actually healthy.
Numbers feel messy or fragile
You have bookkeeping in place, but you’re not fully confident in the reports, processes, or controls behind the numbers.
Thinking ahead, not just catching up
You’d like your financials to support decisions about hiring, pricing, equipment, and owner distributions—not trail behind them.
How we work together
Most engagements follow a simple path: first, we get a clear picture of your financial health. Then, if it’s a mutual fit, we decide whether an ongoing fractional CFO partnership makes sense.
Step 1
Financial Health & Discovery
Assessment
What this is
A focused, short engagement where I review your financials, systems, and processes and meet with key people to map out how money really flows through your business. You receive a clear, written summary of what’s working, what’s not, key risks, and the top 3–5 priorities for the next 90 days.
Why this is important to you
You may feel something is “off” in your numbers but not know where to start. This assessment gives you a structured, honest picture of your financial health and a practical action plan— before you commit to ongoing services or major changes.
Step 2
Ongoing Fractional CFO Partnership
What this is
If, after your Financial Health & Discovery Assessment, we both agree ongoing support makes sense, we set up a flat monthly retainer. For simpler businesses, that might be a focused monthly CFO check-in on cash flow and forecasting. For more complex companies, it can include the full set of Core Services plus coordination with your bookkeeper, internal team, and CPA.
Why this is important to you
A retainer gives you consistent access to a CFO who already knows your numbers and your goals, so you’re not re-explaining your story every time a money question comes up. You get a steady rhythm of reporting and conversations around cash, profit, and strategy—at a predictable monthly cost. Because I intentionally limit the number of clients I work with, a retainer reserves an ongoing seat for your business and keeps your finances on someone’s active radar, not just “as-needed” advice.
Core services inside an ongoing partnership
Cash Flow Planning & Runway Management
What this is
We build a clear, simple cash flow plan (often a 13-week view) so you can see what’s coming in, what’s going out, and what your true runway is.
Why this is important to you
You should never be surprised by a cash crunch. This gives you confidence to make payroll, pay vendors, and decide whether you can afford new hires or equipment before you commit.
Budgeting, Forecasting & Scenario Planning
What this is
We turn your goals into a working budget and forecast, including different scenarios (conservative, likely, and stretch) so you can see the impact of key decisions.
Why this is important to you
You can stop making decisions in the dark. Good forecasting puts numbers behind questions like “Can we afford another hire?” or “What happens if sales slow down for a quarter?”
Financial Reporting & Owner Dashboards
What this is
We design simple, owner-friendly reports that show the metrics that actually matter for your business, then establish a rhythm for reviewing them together.
Why this is important to you
You get out of spreadsheet overload and into a short, steady cadence of reviewing the right numbers—so you can spot trends early and act with confidence.
Internal Controls & Financial Processes
What this is
We review how money moves through your systems—billing, collections, payables, approvals—and tighten controls where needed without bogging the team down.
Why this is important to you
Strong but practical controls reduce the risk of errors and fraud, support clean audits, and free you from being the bottleneck in every money decision.
Strategic & project-based work
Pricing, Quotes & Contract Structure
What this is
I review how you price your work, how you discount, and how your contracts are structured, then help design pricing and terms that protect your margins.
Why this is important to you
You work too hard to give away profit in your pricing or contracts. This helps you charge appropriately, say yes to good deals, and walk away from bad ones.
Banking, Lending & Outside Relationships
What this is
I help you prepare for conversations with lenders and outside partners, including what to share, how to frame your story, and what questions to ask in return.
Why this is important to you
Strong relationships with banks and advisors can be an asset or a liability. Good preparation helps you secure terms that support the business instead of straining it.
Special Projects & One-Time Reviews
What this is
For select clients, I take on focused projects such as cost reviews, unit economics analysis, or helping you evaluate a potential expansion or major change.
Why this is important to you
Some decisions are too important to rush. A structured, independent look at the numbers helps you move ahead—or pump the brakes—with confidence.
What to expect
Clear steps, no surprises. We move at a deliberate pace so you can stay focused on running the business while we strengthen the financial side.
1
Intro conversation
A brief metting or call to understand your business, your goals, and whether the Financial Health & Discovery Assessment is the right starting point.
2
Financial Health & Discovery Assessment
We dig into your numbers, systems, and key questions, then review findings and recommended priorities together.
3
Decide on an ongoing partnership
If it makes sense on both sides, we scope an ongoing fractional CFO partnership and set a flat monthly retainer. If not, you keep the assessment and action plan.
About Jesse R. Becker & Becker Fiduciary Group, LLC
Becker Fiduciary Group, LLC was founded by Jesse R. Becker, MBA, a CFO and finance leader who has overseen complex budgets, forecasting, and financial operations in roles requiring a high degree of public trust.
Jesse’s approach is steady, transparent, and grounded in accountability. The aim is not simply to “optimize” your numbers, but to align your financial life with your values, responsibilities, and long-term plans.
Through a selective fractional CFO practice, Jesse works with a limited number of owner-led businesses at a time so each relationship gets thoughtful attention and a clear, principled financial voice in the business.
Schedule a conversation
If you think this might be a fit, share a bit about your business and what you’re hoping to solve. I’ll follow up to schedule a brief meeting orcall.